Session | ||
SB6 - FI2: Finance for social benefits
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Presentations | ||
Designing agricultural weather-based insurance for smallholder farmers in developing countries UC Berkeley, United States of America We present ways to improve weather-based agricultural insurance for smallholder farmers in the developing world, where post-season inspection of crop outcomes is not feasible. We seek policies that better align insurance payments with adverse weather-related yield reductions to help stabilize the farmer’s income over time. To illustrate the ideas and results, we utilize parameters for crops that are commonly grown in India. Health on loan: The effect of local credit availability on hospital (re)admissions University of Michigan, Ross School of Business Health on Loan: The Effect of Local Credit Availability on Hospital (Re)Admissions Designing Payment Models for the Poor 1Singapore Management University, Singapore; 2University of Virginia Some life-improving technologies for the poor are unaffordable to them, as their limited liquidity puts the purchase costs out of reach. Thus, business models have emerged where the consumers pay a fraction of the price upfront to acquire the technology and make a series of payments for continued access. Using the optimal contracting approach, we investigate payment mechanisms that balance flexibility, discipline, and ownership incentives. Several implementable features emerge from our analysis. |