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09-08: Tenure Security and Low-Cost Housing Delivery
Rethinking Property Regularization For Effective Informal Settlements Upgrading In Egypt: A Context - Specific Approach
1GIZ, Egypt; 2Department of Urban Planning, faculty of Engineering, Ain Shams University, Cairo, Egypt
However, the Government of Egypt has made several strong commitments to improve the situation in informal settlements, the focus of the Egyptian government policy has been mainly upgrading these areas via infrastructure and services provision to improve livelihoods. Questions beyond that such as the legalization of informal settlements or preventive planning strategies get much less attention because of their complexity and political sensitivity.
This research is tackling the issue of upgrading informal settlements built on state-owned land, where the security of tenure is considered a trigger for development and for legal recognition. It's also counted as an essential factor to integrate such areas within the city. A context-specific approach is proposed in order to categorize informal settlements built on state-owned land. Thus, appropriate strategies are formulated for different categories, and supported by accustomed tenure regularization approach to be utilized for effective upgrading measures.
Land Title Application Rate and Uptake In Regularized Settlements in Tanzania
1Ministry of Lands, Housing and Human Settlements Development, Tanzania; 2Ardhi University
The past two decades have witnessed a sharp increase in programs focusing on regularization of informal settlements in many urban areas. Despite some positive results of regularization, many challenges are reported too. Some challenges are operational while others are institutional. The aim of this study was to assess the effectiveness of regularization of informal settlements with a view to examining the key assumptions and oversights in the design and execution of regularization projects. The study draws evidence from six urban centers in Tanzania. Generally, findings show that property owners have benefited from regularization. However, the findings also shows that the pace of applying for title deeds is slow, mainly due to low level of financial literacy and entrepreneurship skills, high lending rates and strict lenders’ conditions and, fear of foreclosure and exposure to taxes. Besides, some property owners are simply unwilling to use their title deeds as collateral for loans.
Facilitating The Creation Of Enabling Environments For Slum Upgrading And Affordable Housing - From Pilots To Programs in Monrovia, Liberia
Habitat for Humanity International, United States of America
The purpose of this presentation is to advocate for the importance of creating an enabling environment for slum upgrading and affordable housing, to support urban development. Housing is at the heart of the New Urban Agenda and contributing towards resilient and sustainable urban development requires targeted community, market/sector and policy level interventions that contribute to improved living conditions for low-income household and secure tenure; increased access to finance for low-income households; enabling land, housing and planning policy environments; and building community, public and private sector capacity to support the implementation of these interventions.
A systematic methodology has been developed to analyze the housing market conditions, the housing policy environment and the hazards and vulnerabilities that impact on low-income households and communities to determine what community, market and policy interventions are best suited for any particular context. Partnerships - people, public, partnerships - are essential for the successful implementation of these interventions.
Informality in the Brazilian housing market: the case of the Metropolitan region of Campinas - SP (RMC)
1UNICAMP, Brazil; 2IDB
This article is a result of a research project, from a cooperation between the IDB and UNICAMP and its object is the housing and the families with less than seven minimum salaries of the metropolitan region of Campinas.
The main question of this article is: does the level of formality or informality in the housing of families have clear relation with: family’s wealth, family’s housing expenses, distance from center, plot size, plot prices and zoning?
The field survey has a sample of 643 families, statistically significant to 93% from nine municipalities, based on their population with less than seven minimal wages.
The article will be subdivided in 4 parts: a small literature review on types of housing illegality; the field work methodology; main data presentation; analyses and policy propositions.