Conference Agenda

Please note that all times are shown in the time zone of the conference. The current conference time is: 28th June 2025, 01:45:47am CEST

 
Only Sessions at Location/Venue 
 
 
Session Overview
Location: 3.216 (Floor 3)
Date: Thursday, 21/Aug/2025
9:00am
-
10:30am
HF 01: Household Choices Shaping Financial Markets
Location: 3.216 (Floor 3)
Chair: Wenlan Qian, National University of Singapore
 

Homeowners Insurance and the Transmission of Monetary Policy

Dominik Damast1, Christian Kubitza2, Jakob Sorensen3

1: LUISS; 2: European Central Bank; 3: Bocconi University



Local bank supervision

Di Gong2, Thomas Lambert1, Wolf Wagner1

1: Erasmus University, Netherlands, The; 2: University of International Business and Economics



Household Preferences, Security Design, and Volatility Prices

Claire Celerier1, Laurent Calvet2, Boris Vallee3

1: University of Toronto, Canada; 2: Skema Business School; 3: Harvard Business School

11:00am
-
12:30pm
HF 02: Household Finance and Wealth Accumulation
Location: 3.216 (Floor 3)
Chair: Kathrin Schlafmann, Copenhagen Business School
 

Housing and Fertility

Bernardus van Doornik1, Dimas Fazio2, Tarun Ramadorai3, Janis Skrastins4

1: Central Bank of Brazil; 2: National University of Singapore, Singapore; 3: Imperial College London; 4: Washington University in St. Louis



More than Money: The Role of Preferences on Wealth Mobility

Mehran Ebrahimian, Paolo Sodini

Stockholm School of Economics, Sweden



Returns Heterogeneity and Consumption Inequality Over the Life Cycle

Claudio Daminato1, Luigi Pistaferri2

1: Lund Universtiy, Sweden; 2: Stanford University

2:00pm
-
3:30pm
HF 03: Personal Finance
Location: 3.216 (Floor 3)
Chair: Paolo Sodini, Stockholm School of Economics
 

What Makes Depositors Tick? Bank Data Insights into Households' Liquid Asset Allocation

Arna Olafsson1,2,3, Fernando Cirelli4

1: Copenhagen Business School, Denmark; 2: Danish Finance Institute; 3: CEPR; 4: Columbia University



Financial Advice and Retirement Savings

Daniel Hoechle1, Stefan Ruenzi2, Nic Schaub3, Markus Schmid4

1: University of Applied Sciences and Arts Northwestern Switzerland; 2: University of Mannheim; 3: WHU – Otto Beisheim School of Management; 4: University of St. Gallen, SFI, and ECGI



Invest Like for Your Kids: Performance and Implications of Children’s Investment Accounts on Portfolios in Adulthood

Denis Davydov1, Jarkko Peltomäki2

1: Hanken School of Economics; 2: Stockholm University

Date: Friday, 22/Aug/2025
9:00am
-
10:30am
HF 04: Credit Markets
Location: 3.216 (Floor 3)
Chair: Sumit Agarwal, National University of Singapore
 

Data Regulation in Credit Markets

Uday Rajan1, Yan Xiong2

1: University of Michigan, United States of America; 2: University of Hong Kong



Competition between payment card networks and rebates

Vera Lubbersen1,2, Wilko Bolt1,2

1: Vrije Universiteit Amsterdam, The Netherlands; 2: De Nederlandsche Bank, The Netherlands



The Impact of Collateral Value on Mortgage Originations

Brittany Almquist Lewis

Washington University - St Louis, United States of America

11:00am
-
12:30pm
HF 05: Household Debt and Liquidity
Location: 3.216 (Floor 3)
Chair: Francisco Gomes, London Business School
 

The Value of Mortgage Choice: Payment Structure and Contract Length

Michael Boutros1, Nuno Clara2, Katya Kartashova3

1: University of Toronto; 2: Fuqua; 3: Bank of Canada



Cash me if you can: ATM explosions, payment choice, and consumption

Esad Smajlbegovic1, Theresa Spickers2, Daniel Urban1, Michael Weber3,4,5

1: Erasmus University Rotterdam; 2: University of Amsterdam; 3: University of Chicago Booth School of Business; 4: CEPR; 5: NBER



How Do Income-Driven Repayment Plans Benefit Student Debt Borrowers?

Sylvain Catherine1, Mehran Ebrahimian2, Constantine Yannelis3

1: University of Pennsylvania, USA; 2: Stockholm School of Economics, Sweden; 3: University of Cambridge, UK

2:00pm
-
3:30pm
HF 06: Implications of Household Debt
Location: 3.216 (Floor 3)
Chair: Marieke Bos, Stockholm School of Economics, VU Amsterdam
 

Who Pays For Your Rewards? Redistribution in the Credit Card Market

Sumit Agarwal1, Andrea Presbitero2, Carlo Wix3, André Silva3

1: National University of Singapore; 2: International Monetary Fund; 3: Federal Reserve Board, United States of America



Mortgage Rates and Rents: Evidence from Local Mortgage Lock-In Effects

Jorge De la Roca, Marco Giacoletti, Lizhong Liu

University of Southern California, United States of America



Till Debt Do Us Part? The Effects of Debt Relief on Household Stability

Alexander Butler1, Ioannis Spyridopoulos2, Yessenia Tellez3, Billy Xu4

1: Rice University; 2: American University; 3: Virginia Polytechnic Institute and State University, United States of America; 4: University of Rochester

Date: Saturday, 23/Aug/2025
9:30am
-
11:00am
HF 07: New Loan Products and Regulation
Location: 3.216 (Floor 3)
Chair: Arna Olafsson, Copenhagen Business School
 

The Online Payday Loan Premium

Filipe Correia1, Peter Han2, Jialan Wang2

1: University of Georgia, United States of America; 2: University of Illinois at Urbana-Champaign, United States of America



Picking Up the PACE: Loans for Residential Climate-Proofing

Aymeric Bellon1, Cameron LaPoint2, Francesco Mazzola3, Guosong Xu4

1: University of North Carolina Chapel Hill; 2: Yale School of Management; 3: ESCP Business School, Italy; 4: Erasmus University Rotterdam



The Impact of a Ban on Kickbacks on Individual Investors

Nic Schaub, Simon Straumann

WHU - Otto Beisheim School of Management, Germany

11:30am
-
1:00pm
HF 08: Household Consumption and Financial Decisions
Location: 3.216 (Floor 3)
Chair: Sylvain Catherine, Wharton School, University of Pennsylvania
 

High-Net-Worth Individuals, Private Capital Markets, and Inequality

Clara Martinez-Toledano, Ararat Gocmen, Vrinda Mittal

Imperial College London, United Kingdom



Student Loan Forgiveness

Michael Dinerstein1, Samuel Earnest2, Dmitri Koustas3, Constantine Yannelis4

1: Duke University; 2: MIT, Sloan School of Management; 3: University of Chicago; 4: University of Cambridge



The Consumption Response to Protectionism

Chen Lin1, Hongyu Shan2, Da Tian3

1: University of Hong Kong; 2: China Europe International Business School; 3: Nankai University


 
Contact and Legal Notice · Contact Address:
Privacy Statement · Conference: EFA 2025
Conference Software: ConfTool Pro 2.6.154+TC
© 2001–2025 by Dr. H. Weinreich, Hamburg, Germany